Save £100 in 100 days with the Skint Dad Christmas problem. Easy day by day steps to unfold the associated fee, clear muddle, and reduce festive stress.
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Christmas all the time feels costly, however this 12 months you’ve acquired a head begin.
At this time marks 100 days till Christmas, and that’s loads of time to make December much less hectic, much less spendy, and much more fulfilling.
So, I’m setting a Skint Dad problem: 100 days to prepare for Christmas, with out draining your checking account. Right here’s the way it works.
Save £1 a day – find yourself with £100 Christmas fund
The only model is to place away £1 each single day between now and Christmas. By the point the massive day arrives, you’ll have £100 able to go.
- That’s your turkey and trimmings lined.
- Or it may pay for the youngsters’ stocking fillers.
- Or it would simply imply you don’t have to depend on the bank card come December.
Should you can stretch it, up the day by day quantity: £2 a day = £200, £5 a day = £500.
Tip: Preserve it separate so that you’re not tempted to dip into it. A jar within the kitchen, a sealed cash tin, or a financial savings pot in your banking app all work.
And when you like saving little and sometimes this manner, why not strive the 1p saving problem within the new 12 months?
Earn £1 a day – make an additional £100
If saving feels unimaginable, flip it on its head and earn an additional £1 a day as a substitute. Over 100 days, that’s one other £100 in your Christmas pot.
It doesn’t should be large or difficult, simply little cash wins that add up:
- Do a fast survey on websites like Qmee or Prolific. Each can doubtlessly get you much more than £1 a day!
- Use cashback and receipt apps like TopCashback, Shoppix or Storewards.
- Supply small providers domestically: pet sitting, ironing, or choosing one thing up for a neighbour.
Even tiny quantities depend. Should you handle £2 or £3 some days, you’ll smash by way of the £100 goal.
Tip: Preserve monitor of your day by day “additional pound” in a pocket book or notes app as seeing it develop is an actual enhance.
Clear 100 issues problem
If cash’s tight, strive the declutter model of the problem as a substitute. Day-after-day, select one factor in your house you don’t want and promote, donate, or recycle it.
By Christmas Eve, that’s 100 issues gone.
Even when you solely promote 20 of them for £5 every, you’ve simply added £100 to your Christmas fund. And also you’ll have a clearer house prepared for the inevitable inflow of recent stuff.
Why not strive utilizing eBay as they not cost vendor charges.
Combine and match for optimum impression
Wish to go all in?
Do all three!
Put £1 apart and declutter an merchandise every day and attempt to earn simply £1 additional a day.
By Christmas, you’ll have £100 saved, a tidier house, and extra cash when you promote a few of your muddle, and will have earned £100 too!
Weekly check-ins
The problem works finest when you monitor it. Every week:
- Rely up how a lot you’ve saved to date.
- Notice what number of objects you’ve decluttered.
- Share your progress with a buddy, member of the family, or on-line because it helps hold you accountable.
Skint Dad tip
Christmas all the time looks like a cash drain, nevertheless it doesn’t must. A pound right here, an merchandise there – over 100 days, it provides as much as a calmer, cheaper December.
Last thought
100 days may sound like without end, nevertheless it’ll fly by. Whether or not you save £1 a day, declutter one factor a day, or each, by the point Christmas comes round, you’ll be prepared.
Much less muddle, much less debt, much less stress, and extra time to really benefit from the festive season.
Naomi is aware of the burden of dwelling on little or no and have become debt free by following her personal cash saving suggestions and tips. She is an skilled on saving cash on the grocery store and facet hustles.
